flag image
Form Wealth Management

Golden Years a nightmare



TIME_IS_NOW_2012
shadow
May 16, 2012 | 07:36 AM
Dear W.C.,

My husband and I should be retired, but will never be able to afford to. We need to work in order to pay our bills and health care. A few months ago my 73-year old husband had a stroke and will be in need of several more months of medical care and rehabilitation. He was working part-time and looking for a full-time job when this happened. I work part-time and wish I could do more, but I have a heart condition that prevents me from working long hours, and who would care for my husband while I am at work? We are really in a bad position financially as we have used our small savings to pay for my husband's medical bills. We owe on our utilities and are in fear of disconnection.

Scared Seniors

Dear Readers,

shadow
shadow
Our senior citizens are being hit hard by the failing economy. If they had savings they are worth much less than what they had planned on. Many have lost all their savings, mostly to medical bills such as this couple. Some counted on their homes to grow in value but now find they are worth less than what remains on their mortgage. Health care concerns can be a major part of everyday life, causing huge medical bills and prescription drug costs.

Even though they cannot afford to retire they are let go from jobs they held for many years, in favor of younger employees or business closure. It is nearly impossible to get a job at that age, just when so many people are realizing they cannot afford to retire. The American dream has been shattered for millions of Americans.

I paid a visit to the husband and wife that were requesting our assistance. The husband answered the door with the aid of a cane. I could see he still was struggling with the use of his left hand and his speech. After I showed my identification he invited me inside. It was a small apartment but neat. I was also greeted by their cat as it wrapped itself around my legs.

The husband tried to scold it away but I assured him I was an animal lover. With that he gave me a lopsided smile and managed to tell me the cat was his best friend next to his wife.

He led the way with a shuffle to a small sofa and we sat to talk. The cat immediately made itself comfortable on her owner's lap. I watched as he tried to use his partially paralyzed hand to pet it. He told me his wife was at work. He said she worried about him when she was gone and probably would call while I was there. I told him if she did I could speak to her on the phone.

He shyly said, "OK, because she is the one who wrote to you." After talking for almost 20 minutes I could sense how uneasy this hard working man felt about having to ask for assistance. He was very proud.

The wife did call about a half hour later to check on her husband. He introduced me and handed me the phone. His wife was quiet, then I could hear her silently crying. I told her I was sorry for her sadness.

She told me, "I am so embarrassed. I don't know what to say." I asked when she would be available to meet. She told me she would be home in one hour . I told her I would keep visiting with her husband until she got home. She was very grateful I would wait for her while spending time with her husband.

During that hour the partially paralyzed 73 year old man warmly opened up, understanding I was a representative of a large group of God loving good people who really cared. Those people are all of you. Together, we are The Time Is Now to Help.

It would be great if our government and politicians would have the same genuine concern and care for the people, if they understood the day to day struggles of our poverty stricken fellow Americans. We need a government that will bring about change, by, for, and of the people, and do something about the poor business state of our beloved country.

When the wife arrived home she first greeted her husband with a hug and kiss. You could see the man light up when his wife did this. As they both warmly hugged each other I noticed both their eyes get glassy with tears. I admit my heart was touched by their caring love for one another. I even felt my own eyes fill with tears over the display of love and affection this senior couple had for each other.

After the wife greeted her husband she let her husband introduce us. After we spoke for a while we reviewed their budget. As many others from their generation they put themselves in harm's way financially by depleting their savings to pay medical bills. I informed them small monthly payments would have been better. I also found out they were paying an exorbitant rent. I called the landlord and explained the situation of the 73-year old tenant being paralyzed.

When I asked about the extremely high rent the landlord admitted it was out of line.

When I asked the landlord for a 35% reduction he not only agreed, he apologized. I found a few other small areas on their budget to make adjustments.

With our help of paying their overdue utilities and paying some into the future, and our help having their car repaired, their budget was balanced. They also applied for additional assistance.

The senior woman broke into tears at the conclusion. She was so overwhelmed by our assistance after being so scared and lost in this recession. By all of us caring together we also removed a lot of stress for the partially paralyzed 73-year old man, this will help him in his recovery.

God Bless all of you for helping our fellow creations by removing their pains of poverty. Your help is what makes The Time Is Now to Help so successful in our fight to end the suffering of poverty. Thank you for your caring and sharing for our fellow Americans in desperate need.

Health and Happiness, God Bless Everyone, W.C./Sal

Please Help: Make checks payable to: The Time Is Now to Help, P.O. Box 70, Pell Lake, WI 53157. The Time Is Now to Help is a federally recognized 501(c)3 charitable organization licensed in the states of Wisconsin and Illinois. You will receive a tax deductible, itemized thank you receipt showing exactly what every penny of your donation provided for the poverty stricken.

A Very Special Thank You: The Montei Foundation, CNN/Turner Broadcasting System, Mark and Natalie Reno, Germaine's Fashion and Bridal, Kunes' Country Auto Group, Dick and Jean Honeyager, Martin O'Brien, Dr. Mark and Cynthia Brower, Whiting Law Group, Sharon United Methodist Women, Follette Corporation, Anna Cygan, Jennifer Olomon, Carl and Joyce Rathmann, Melody Fehling, Ellen Flanagan, Donald and Serina Sovick, William and Jean Isaacson, Dan Mehring, Patricia Jankowski, Gerald and Joyce Byers, Louise and Clifford Morris, Leslie Scheurer, Michael J. Butler, Sr., Gene Krauklis, Diana Michalek, Melody Friedewald, Judith Mackessy, Kurt Brueckert, Mary Cucchi, Heidi Hall, Jeanne Mc Donald, W.C. Family Resource Center/Food Pantry volunteers, and all the God loving volunteers of all our caring food pantries, ALL of you who support The Time Is Now to Help donation boxes, and the businesses that allow our donation boxes. Anyone who would like a Time Is Now donation box in your business, please call (262)249-7000.

Memorials: Konrad and Mary Jo Testwuide Foundation and Tosa Foundation in memory of William Grunow, Jr. Al and Geri Hinton in memory of Esther Galecki. Ronald and Carolyn Bloch in memory of Regina Wisniewski.

Boy Scouts Peanut Butter Fundraiser: The Boy Scouts are holding a peanut butter fundraiser for the W.C. Food Pantry. They have an opportunity to purchase peanut butter at a greatly reduced price. Please donate to The Time Is Now to Help specifying funds to be used for peanut butter. Thank you for your help in making this a success.

We Desperately Need Cars. Please donate a used car to help our fellow American's get to work and other daily necessities.

Goodsearch for The Time Is Now: Search the web with www.goodsearch.com and help to raise funds for The Time Is Now to Help. Just make www.goodsearch.com your homepage and pick The Time Is Now to Help as your charity.

Please visit: www.timeisnowtohelp.org

printPrint
emailEmail
CommentFeedback
shareShare

Tags: Time Is Now

Comments ()
Regional News
Regional News
LAKE GENEVA AREA REALTY