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Credit

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In some ways, the U.S. credit reporting system has improved. Credit freezes, which lock our credit information to deter identity theft, are now free and fast. We have free weekly…

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These are the two worst items you can have on your credit history — and both will give future lenders pause, says Griffin.

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When you co-sign a credit card or a loan, the entire debt goes on your credit report. So, as far as lenders are concerned, you’re carrying tha…

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“Cash advances, in many cases, indicate desperation,” Ulzheimer says. “You’re generally borrowing from Peter to pay Paul.”

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This one won’t so much scare lenders as cause them to take a second look at what’s going on in your financial life, says Griffin.

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The coronavirus pandemic’s impact on consumer finances has led many Americans to rethink their money habits. For example, according to NerdWallet’s annual Consumer Credit Card Report, 19% of credit card…

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The late David Prowse gets little credit for the physical presence of the obsidian supervillain, but it’s hard to imagine Vader with anyone other than James Earl Jones’ voice. The actor, who almost always plays good guys, adds layers of possibility with his authoritative bark. We’ve learned more about Darth in subsequent “Star Wars” movies, but that sound anchors him somewhere between known and unknowable.

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If you have credit card debt, consider making it a goal to pay it off. There are a few approaches you can take, but two common strategies are:

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One thing that can be attributed to the pandemic was a surge in online car shopping. This was the year that buying cars, just like buying everything else, went online in a big way.

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